🇹🇷TRY
Havale vs Papara vs Crypto in Turkey
Compare Turkish payment channels. Havale/EFT, Papara, crypto: which gives you the best margin per sale?
| Channel | Type | Commission | Settlement | Risk |
|---|---|---|---|---|
| Cash (USD) | cash | 0% | Instant | Low |
| Havale / EFT | bank | 0% | Same day | Low |
| Papara | digital | 0-1% | Instant | Low |
| Crypto | crypto | 0.5-1% | Minutes | Medium |
Why your payment channel affects your margin
Each channel has a different implicit rate. Accepting payment through a high-commission or unfavorable-rate channel can eliminate your margin entirely, even if your selling price looks right on paper.
The difference between the best and worst channel can be 10-30% of your margin. Before each sale, compare how much you would actually receive through each channel.
Live Exchange Rates
How much each currency is worth in Lira today
Reference rates, not transactional. Parallel and free market rates may differ.